The Center For Debt Management
Debt Relief

Debt Consultation

Debt Settlement

Debt Consolidation

Debt Management

Credit Counseling

Filing Bankruptcy

Budget Software

Tax Debt Relief

Student Debt

Business Debt

Stop Foreclosure

Credit Report

Legal Resources

Credit and Financing

Financial Resources

Income Resources

US Tax Center

Insurance Center


Financial Library

Financial Bookstore


If You Have Found Our Site Helpful Bookmark Us Now And Be Sure To Come Back Often!


If You Have Your Own Website, We Would Appreciate You Linking To Our Website.

 

Telemarketing Travel Fraud

Have you ever been tempted to buy a bargain-priced travel package over the telephone? Be careful. You may get more than you bargained for. While some travel opportunities sold over the phone or offered through the mail are legitimate, many are scams that defraud consumers out of millions of dollars each month.

The scam starts when you receive a postcard or certificate that says: "Pack your bags! This certifies that you'll receive a world class Caribbean vacation offer for you and a friend."

The word "offer" often is a clue to hidden charges. The postcard or certificate tells you to call a phone number — usually toll-free — for details about the trip. When you call, you're given a sales pitch for a supposedly luxurious trip — one that you could pay dearly for.

The salesperson may ask for your credit card number to bill your account for the travel package. Once you pay, you receive the "package," which usually includes instructions for making trip reservation requests. Your request often must be accompanied by yet another fee. In addition, many offers require you to pay port charges, hotel taxes, and service fees.

See a pattern developing? New charges are being added every step of the way. You may never get your "bargain" trip because your reservations may not be confirmed or you must comply with hard-to-meet hidden or expensive "conditions."

Telemarketing travel scams usually originate out of "boiler rooms." Skilled salespeople, often with years of experience selling dubious products and services over the phone, pitch travel packages that may sound legitimate, but often are not. These pitches usually include:

  • Oral Misrepresentations. Particular schemes vary, but all fraudulent telemarketers promise you a "deal" they can't possibly deliver. Unfortunately, you won't know it until your money's gone.

  • High Pressure/Time Pressure Tactics. Scam operators often say they need your commitment to buy immediately or that the offer won't be available much longer. They typically brush aside questions or concerns with vague answers or assurances.

  • "Affordable" Offers. Unlike fraudulent telemarketers who try to persuade people to spend thousands of dollars on an investment scheme, fraudulent travel telemarketers usually pitch club membership or vacation offers in a lower price range. The offers sound reasonable and are designed to appeal to anyone who is looking for a get-away.

  • Contradictory Follow-up Material. Some companies may agree to send you written confirmation of your deal. However, it usually bears little resemblance to the offer you accepted over the phone. The written materials often disclose additional terms, conditions, and costs.

How To Protect Yourself

Unpleasant surprises can ruin a vacation, especially when they cost money. That's why it pays to investigate a travel package before you buy. But it can be difficult to tell a legitimate sales pitch from a fraudulent one. Consider these travelers' advisories:

  • Be wary of "great deals" and low-priced offers. Few legitimate businesses can afford to give away products and services of real value or substantially undercut other companies prices.

  • Don't be pressured into buying. A good offer today usually will be a good offer tomorrow. Legitimate businesses don't expect you to make snap decisions.

  • Ask detailed questions. Find out exactly what the price covers and what it doesn't. Ask about additional charges. Get the names of the hotels, airports, airlines, and restaurants included in your package. Consider contacting these businesses directly to verify arrangements. Ask about cancellation policies and refunds. If the salesperson can't give you detailed answers, walk away.

If you decide to buy, find out the name of the travel provider — the company that is getting your reservations and tickets. This company usually is not the telemarketer.

  • Get all information in writing before you agree to buy. Once you receive the written information, make sure it reflects what you were told over the phone and the terms you agreed to.

  • Don't give your credit card number or bank information over the phone unless you know the company. One easy way for a scam operator to close a deal is to get your credit card number and charge your account. Sometimes fraudulent telemarketers say they need the number for verification purposes only. Don't believe them.

  • Don't send money by messenger or overnight mail. Some scam artists may ask you to send them a check or money order immediately. Others may offer to send a messenger to pick up your payment. If you pay with cash or a check, rather than a credit card, you lose your right to dispute fraudulent charges under the Fair Credit Billing Act.

If you charged your trip to a credit card, you may dispute the charges by writing to your credit card issuer at the address provided for billing disputes. If possible, do this as soon as you receive your statement. If not, you have up to 60 days after the bill's statement date to dispute the charge.

  • Check out the company before you buy. Contact the organizations listed below to see if any complaints have been lodged against the travel firm or the travel provider. Be aware that fraudulent businesses often change their names to avoid detection.

  • If in doubt, say "no." You may have doubts — even if an offer sounds legitimate. In that case, trust your instinct. It's much less risky to turn down the offer and hang up the phone.

Where To Complain

Several organizations can provide additional information and help you with complaints.

  • Your state Attorney General probably has a division that deals with consumer protection issues.

  • The American Society of Travel Agents, Consumer Affairs, at 1101 King Street, Alexandria, Virginia 22314, may be able to mediate your dispute with an ASTA member.

  • The National Fraud Information Center (NFIC), a project of the National Consumers League, is a nonprofit organization that operates a consumer hotline to provide services and help for consumers who may want to file complaints. NFIC sends appropriate information to the Federal Trade Commission/National Association of Attorneys General Fraud Database. Contact NFIC at 1-800-876-7060, 9 a.m. - 5:30 p.m. EST, Monday - Friday.

  • The Federal Trade CommissionCorrespondence Branch, Washington, D.C. 20580. Although the FTC cannot intervene in individual disputes, the information you provide may indicate a pattern of possible law violations requiring action by the Commission.

Deep In Debt?  —  Call 1800 DEBT.COM  —  Get Help Today!


 
Over 2,000 Pages of Content

SETTLE YOUR DEBT
FOR LESS!

• Avoid Filing For Bankruptcy

• Reduce Your Debt Up To 60%

• No Credit Checks To Qualify

• No Home Ownership Required

• Be Debt Free In 12 to 36 Months

• Effective Debt Settlement Plans

• Your Path To Living Debt Free


CALL RIGHT NOW!

1800DEBT.COM

(That's 1800-332-8266)

For a No Obligation Confidential
FREE DEBT CONSULTATION


A Professional Debt Counselor Is Standing By and Waiting For Your Phone Call This Very Moment

CALL NOW!
1800DEBT.COM

Or, Click Here To Apply Online
and For Other Debt Relief Options

Center For Debt Management

Center For Debt Management

The Center For Debt Management

Helping Consumers Save Money and Reduce Debt Is Our Only Business!

We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources to reduce your living expenses and to enjoy life! But First—if you're over-your-head in debt—get a free no-obligation debt consultation right now!
 


Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation loans, debt settlements, legal aid, financial aid, credit and financing, credit reports, budget software, insurance, income resources, tax assistance and more. Get out of Debt! Call Now — 1800DEBT.COM

Established In 1989 and Serving The Online Community Since 1992!

Get Out Of Debt: Call 1800Debt.com

Center For Debt Management