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Note: For more information & resources on this subject, go to Debt Management Services.
Debt Consolidation may also be of interest when looking for ways to consolidate your debt.

Got Debt?   Settle Your Debt For Less.   Go to Debt Settlement Services

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Money Management — Being Financially Literate Makes a Lot of Cents!

  • 16 Illegal Creditor Actions: Deceptive Means Used To Collect a Debt
  • 66 Ways to Save Money
  • A Summary of Your "Credit and Your Consumer Rights"
  • A Summary of Your Rights Under the "Fair Credit Billing Act"
  • A Summary of Your Rights Under the "Fair Debt Collection Practices Act"
  • About Identity Theft
  • Account Liquidation Calculator —Calculates Length of Term and Interest Paid
  • Accounts Payable: What You Owe
  • Avoiding Credit and Charge Card Fraud
  • Bad Checks: Bad News for Your Check Record
  • Bankruptcy Alternatives
  • Bankruptcy in Canada
  • Bankruptcy in the United States
  • Before You File for Personal Bankruptcy: Information You Need To Know
  • Chapter 7, Title 11, United States Code
  • Chapter 11, Title 11, United States Code
  • Chapter 13, Title 11, United States Code
  • Chapter 15, Title 11, United States Code
  • Charge-offs: How it Relates to Consumers and Steps to Prevent It
  • Choosing and Using Credit Cards
  • Collateral (Securing a Debt Obligation)
  • Collection Agencies
  • Common Mistakes Young Adults Make with Money ... And How to Avoid Them
  • Comparison Shopping For Credit: Shop – The Card You Pick Can Save You Money
  • Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
  • Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
  • Consequences of an Adverse Credit History
  • Consumer Financial Rights
  • Credit and Your Consumer Rights
  • Credit Card Calculator — Calculates Affect of Just Making Minimum Payments
  • Credit Matters – A Primer on Credit Card Use
  • Credit Repair: The Law is on Your Side
  • Cutting Your Costs: Simple Strategies for Saving Money on Loans and Credit Cards
  • Debt Consolidation — Do You Know The Facts?
  • Debt Consolidation Through a Debt Management Program
  • Debt Management or Debt Settlement: Which Alternative is Right For You!
  • Default: Failing To Meet Your Legal Obligations
  • Defend: Recover From Identity Thief
  • For People on Debt Management Plans: A Must-Do List
  • Deficiency Judgment (On Foreclosures)
  • Energy Guide to Home Heating and Cooling
  • Energy Guide to Major Home Appliances
  • Energy Savers: Tips on Saving Energy & Money at Home!
  • Fiscal Fitness: Choosing a Credit Counselor
  • Gas-Saving Products
  • Guard Against Identity Theft
  • Guide to Understanding Creditor's Rights
  • Guide To Understanding Debt Consolidation, Debt Management, Debt Settlement
  • Guide to Understanding Foreclosure
  • Guide to Understanding The New Bankruptcy Law (BAPCPA)
  • Helping Your Money Last... After Your Last Paycheck
  • How to Build a Credit History and Establish Credit
  • How to Reduce Your Electricity Bill
  • How to Save Power at Home
  • Insolvency: What It Means To Be Insolvent
  • Knee Deep in Debt
  • Layaway Purchase Plans
  • Lien (Non-Possessory Security Interests)
  • Liquidation (Winding-up or Dissolution)
  • Making Sense of Savings
  • Managing Your Debts: How to Regain Financial Health
  • Money Tips and Practical Advice for Everyone on How to Save and Manage Money
  • Money Tips For Teens: How to Ace Your Test Managing Money in the Real World
  • Money Tips For Adults: What to Know Before Declaring Financial Independence
  • Money Tips For Newlyweds: Starting a Household on Solid Ground Financially
  • Money Tips At Midlife: Multi-Tasking In Your 30s, 40s or 50s
  • Money Tips For Parents: Teaching Children the Financial Facts of Life
  • Money Tips Before You Retire: Getting Your Finances Ready for the Golden Years
  • Money Tios After You Retire: Managing Expenses on a Fixed or Reduced Income
  • Money Tips For Caregivers: Helping Elderly Relatives With Money Management
  • Money Tios For Major Life Events: Ways to Cope Financially After a Big Change
  • Mortgage Payments Sending You Reeling? Here's What to Do
  • Negotiating with Creditors to Save Your Credit
  • Nine Ways to Lower Your Auto Insurance Costs
  • Out of Work? How to Deal with Creditors
  • Penny Wise or Pump Fuelish?
  • Personal Bankruptcy ... A Brief Description
  • Planning for Financial Independence in Later Life
  • Privacy Choices for Your Personal Financial Information
  • Privacy: Tips for Protecting Your Personal Information
  • Questions and Answers on Home Foreclosure and Debt Cancellation
  • Refinancing: Tips for Mortgages and Other Credit
  • Renewable Energy Solutions
  • Security Interest (Property Interest Created by Agreement)
  • Small Claims Court
  • The Affect of Enrollment in a Debt Management Program on Your Credit Report
  • The Fair Credit Reporting Act (FCRA)
  • Time-Barred Debts (Beyond The Statute of Limitations)
  • Twelve Ways to Lower Your Homeowner Insurance Costs
  • Using Plastic: A Young Adult's Guide to Credit Cards
  • Vehicle Repossession
  • Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
  • Write-Off: Uncollectable Debt
  • Your Alternatives When Faced with Financial Hardship
  • Your Credit Record: A Report Card on Your Personal Finances
  • Books Related to Budgeting
  • Books Related to Consumer Rights
  • Books Related to Credit Cards
  • Books Related to Creditors
  • Books Related to Debt Collection
  • Books Related to Debt Recovery
  • Books Related to Foreclosure
  • Books Related to Personal Finance
  • Software Related to Personal Finance
  • Videos Related to Money Management
  • Books Magazines Software Audio/Video Library

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    Note: For more information & resources on this subject, go to Debt Management Services.
    Debt Consolidation may also be of interest when looking for ways to consolidate your debt.

    Got Debt?   Settle Your Debt For Less.   Go to Debt Settlement Services

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    The Center For Debt Management™

    Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

    We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!


    Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

    Established in 1989 and serving the online community since 1992!


    This site was created and designed by Daniel A. Gelinas
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