The Center For Debt Management
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Credit Fixing
Correcting Consumer Credit Information

Credit fixing is the legal activity of correcting errors contained on any or all of the three consumer credit bureaus — Trans Unioin, Equifax, and Experian — which warehouse consumer credit information.

The highly complex nature of storing every American citizen's credit history over the course of no less than ten to twelve years leaves much room for mistakes, errors, and even false information.

Credit fixing has been made easier for the average consumer, and more difficult to sell as a service because of Federal regulations.

Typically, any consumer who writes a letter disputing any inaccurate information can expect to have such information deleted from their credit bureau after having sent two such disputes by mail, or over the internet.

The wording of these letters, and the persistence required to correct any disputed information is where professional services are employed.

Credit Fixing services are like hiring someone to do your taxes, except tax laws are much more complicated, and filing requires much more record keeping. Many of the services, which send too many disputes in order to overload the computer systems of the credit bureaus in order to remove accurate information (derogatory or otherwise) have a temporary effect on your actual credit report, and operate in a quasi-legal manner.

Credit bureas have free internet websites where every consumer may access their credit report and send in disputes.

Credit repair occurs after all information contained on a report is updated and accurate, time is allowed for derogatory information to "heal," and new credit being paid on time is granted to the consumer.

Get Out of Debt! — Call Right Now — 1800 DEBT.COM


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