Call the Credit Bureaus to Limit Unsolicited Offers
Are you among those who want to cut down on the number of unsolicited offers you get for credit cards and insurance? Federal law, plus a service offered by the credit bureau industry, can make it easier.
The Fair Credit Reporting Act gives you the right to "opt out" or stop credit bureaus from providing your name and address for marketing lists for credit or insurance. Call toll-free 888-5-OPT-OUT (888-567-8688), a special phone number set up by the nation's three big credit bureaus and another nationwide company called Innovis. When you call this number, you can opt out of these lists for two years or request a form to opt out permanently. If you have previously opted out and would like to be put back on these marketing lists, you can use the same phone number. FDIC Policy Analyst David Lafleur cautions that "if you have joint credit relationships, such as if you have a mortgage or a car loan with a spouse, you may still receive some solicitations until both parties opt out."
Note: The Center For Debt Management suggest you Monitor Your Credit Report regularly. Lexington Law Firm is our preferred choice for fast and effective credit repair. Lexington Law
is reputable and is a member of the BBB. They have a satisfactory record with the bureau.
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The Center For Debt Management™
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Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management
agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.
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Call the Credit Bureaus to Limit Unsolicited Offers
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