Credit and Financing: Mortgages, Home Equity Loans, Refinancing, Credit Cards, VISA, Mastercard, Auto Loans

The Center For Debt Management: Mortgages, Home Equity Loans, Refinancing, Credit Cards, VISA, Mastercard, Auto Loans
Mortgages, Home Equity Loans, Refinancing, Credit Cards, VISA, Mastercard, Auto Loans


Credit Card Center
Recommended Financial Institutions


 The Center For Debt Management™ works in association with various banks and financial institutions to assist our visitors in need of rebuilding their credit, refinancing their mortgage, or simply managing their credit and financing needs.

While most lending sites offer loans from one source, our objective is to offer a choice of lenders. This allows for easy access to many lenders in which to shop online for the best deal. Helping consumers save money and reduce debt is what we are all about!

Below are lenders and financial institutions that meet our Standards Policy.

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The Orchard Bank credit card program was established to make credit cards
available to those consumers unable to obtain them through traditional means.
The Orchard Bank Credit Card is issued by HSBC Bank Nevada, N.A. They offer
both an unsecured and a secured Mastercard for consumers with bad credit.

Card Benefits

  • Credit card acceptance at locations worldwide
  • Cash Access at MasterCard®/Cirrus® ATMs worldwide
  • Periodic reviews of eligibility for credit limit increases
  • Convenience of making a hotel reservation over the phone or renting a car
  • Reports to all 3 credit bureaus, which can help create a strong credit history
  • 24 hour Online Access to your account
  • Free Online Bill Pay

For The Best Credit Card For Consumers
With Bad Credit — Go To Orchard Bank

American Express

American Express offers a wide range of world-class charge and credit cards and other financial services to help consumers and businesses.

To apply for a particular card, simply click on the link below.


Blue from American Express®

Blue Cash® from American Express

Gold Delta SkyMiles® Credit Card

One from American Express®

Clear from American Express Card

Hilton HHonors® Platinum Credit Card from American Express

American Express® Preferred Rewards Gold Card

American Express® Preferred Rewards Green Card

Starwood Preferred Guest® Credit Card from American Express


American Express Business Cards

Blue Cash® for Business Credit Card

American Express SimplyCashSM Business Card

JetBlue Business Credit Card from American Express

Gold Delta SkyMiles® Business Credit Card from OPENSM

Business Gold Rewards Card from OPENSM

Business Green Rewards Card from OPENSM

Platinum Business Credit Card from OPENSM

Platinum Business FreedomPass® Credit Card from OPENSM

Starwood Preferred Guest® Business Credit Card from American Express

Business Line of Credit from OPENSM the Small Business Team


American Express® Merchant Services

Accepting the Card is an easy way to enhance customer relationships, increase revenue, and improve efficiency.

  • Higher Average Charge Industry research shows that the average American Express transaction is nearly 31% higher than the average non-American Express credit transaction.

  • Avid Internet Shoppers 97% of American Express Cardmembers have Internet access at home and made, on average, 15.5 retail Internet purchases in the past 6 months.

  • Higher Retail Spending  American Express Cardmembers spent 2.4 times as much on retail purchases in the past month as Non-Cardmembers.
  • Sign-up Today!


A Word of Caution!

The Center For Debt Management™ strongly suggest restraint in using any credit card. They should be used primarily to make purchases when a major credit card is required to do so, such as online purchases, or as a matter of convenience with the intent to rebuild credit. Always, without exception, pay your balance in full within 25 days from the statement date. Should you become delinquent in making your monthly payment, you will be assessed a late fee and the annual percentage rate (APR) may increase. Use the credit card to your advantage, and not that of the bank's!

The information contained herein is believed to be accurate and provided as a courtesy to our visitors. It is incumbent upon anyone who applies for any offer to read the "Disclosure' and "Terms of Agreement" in its entirely.

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The Center For Debt Management™

Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!


Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

Established in 1989 and serving the online community since 1992!


This site was created and designed by Daniel A. Gelinas
Disclaimer and Privacy Policy      © Copyright  2007 "The Center For Debt Management"      Contact Us
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The Center For Debt Management: Credit and Financing: Mortgages, Home Equity Loans, Credit Cards