The Center For Debt Management™ works in association with various banks and financial institutions to assist our visitors in need of rebuilding their credit, refinancing their mortgage, or simply managing their credit and financing needs.

While most lending sites offer loans from one source, our objective is to offer a choice of lenders. This allows for easy access to many lenders in which to shop online for the best deal. Helping consumers save money and reduce debt is what we are all about!

Beneficial and HFC are sub-prime lenders who offer loans to those that may have
less than perfect credit. Their average customer is between the ages of 35-44 and has
a FICO score of 640.

The following types of loans are offered:

HFC loans not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, South Dakota, Vermont, West Virginia, Wyoming, and Washington DC.

To learn more or to apply — Go To Beneficial

Quicken Loans is one of the nation's largest home mortgage lenders and one of the leading online lenders, named "Best of the Web" by Forbes, Money and PC magazines.

The process is quick, easy and requires little paperwork. You can have your cash in as little as ten days! Apply online, in minutes and track the process of your loan online.

With Quiken Loans you can apply for a Purchase Mortgage, Home Refinaning
or a Home Equity Line of Credit.

How the Home Equity Line of Credit loan works:

• The Home Equity Line of Credit is a second mortgage; there's no need to refinance your first mortgage.


• The draw period for the home equity line of credit is 10 years. The loan works like a credit card—you pay only if and when you make a draw. After the draw period, your loan gets re-amortized over the next 20 years.


• Apply online, get approved, and close in as little as 7-10 days. Then, get your cash within days of closing.

The Center For Debt Management: Credit and Financing: Mortgages, Home Equity Loans, Credit Cards