The Center For Debt Management
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Glossary of
FinanciaI & Real Estate Terms

In an effort to help our visitors understand the terms used in the financial world, we have put together a glossary of over 500 financial terms. These terms are used in credit, financing, debt, real estate, accounting, banking, law, etc.

Simply scroll to view an alphabetical listing of the terms. You may also click on any letter of the alphabet listing and you'll be taken to a page of listed terms starting with that letter. Alternatively, you may go to an index listing each term.

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341 Meeting

401K

403B

401K Loan

403B Loan

A-Credit

Acceleration Clause

Accrued Interest

Acquisition Cost

Adjustable Rate Mortgage

Adjustment Date

Adjustment Interval

Adjusted Book Basis

Administration Order

Adverse Credit History

Affordability

Agency Debt

Agreement of Sale

Alternative Documentation

Amortization

Amount Financed

Annual Debt Service

Annual Fee

Annual Percentage Rate

Annuity

Application

Application Fee

Appraisal

Appraisal Fee

Appreciation

APR

ARM

Arrears

Asset

Assessment

Assignment

Assignment Recording Fee

Assumable Loan

Assumable Mortgage

Assumption

Assumed Debt

Auto Refinance

Automatic Stay

Average Daily Balance

Backup Offer

Bad Credit

Bad Debt Recovery

Bad Debt Reserve

Bad Debt Write-Off

Balance

Balance Transfer

Base Loan Amount

Balloon Mortgage

Balloon Payment

Bank Draft

Bankruptcy

Beacon Score

Bequest

Best Faith Estimate

Bill of Sale

Billing Cycle

Billing Error

Biweekly Mortgage

Bona Fide

Blanket Mortgage

Bonded Debt

Bonded Labor

Book Value

Borrower

Bridge Loan

Broker

Budget

Budget Mortgage

Bureau of the Public Debt

Business Days

Buydown

Buyer's Market

Callable Debt

Cancellation of Debt

CAPEX

Capital

Capital Account

Capital Asset

Capital Budget

Capital Contribution

Capital Expendure

Capital Funds

Capital Gain

Capital Improvement

Capital Loss

Capitaization

Caps

Carryback Loan

Cash Advance Loan

Cash-Out Refinance

Cash Available Debt Service

Cash Flow

CCCS

Certificate Of Deposit

Certificate of Eligibility

Chapter 7

Chapter 11

Chapter 12

Chargeback

Claim

Clear Title

Closed-end Credit

Closing

Closing Costs

Cloud

Collateral

Collection Agency

Commitment

Conforming Loan

Construction Loan

Consumer

Consumer Credit Counseling

Consumer Debt

Conventional Mortgage

Conversion

Cosigner

Credit

Credit Bureau

Credit Card

Credit Card Debt

Credit File

Credit History

Credit Limit

Credit Line

Credit Loan

Credit-Loss Ratio

Credit Rating

Credit Ratio

Credit-Related Expenses

Credit-Related Losses

Credit Report

Credit Reporting Company

Credit Repository

Credit Score

Credit Scoring System

Credit Warranty

Creditor

Credit-related Insurance

Creditworthiness

Credit Repair Companies

Credit Grantor

Credit Reference

Credit Risk

Credit Type

CRV

Debt

Debt-Asset Ratio

Debt-Based Asset

Debt-Equity Ratio

Debt-Equity Swap

Debt-to-Available-Credit

Debt-to-Equity Ratio

Debt-to-Income Ratio

Debt-to-Worth Ratio

Debt Adjustment

Debt Bondage

Debt Capacity

Debt Capital

Debt Ceiling

Debt Collection Agency

Debt Collector

Debt Compliance

Debt Consolidation

Debt Counselor

Debt Financing

Debt Forgivenes

Debt Leverage

Debt Limit

Debt Management Plan

Debt Ratio

Debt Relief

Debt Retirement

Debt Security

Debt Service

Debit Card

Debtor

Debtor in Possession

Debtor Nation

Deed

Deed of Trust

Default

Default

Default Notice

Deferred Interest

Deficit

Delinquency

Dependent

Deposit

Depreciation

Disclosures

Discharge

Dischargeable Debt

Discount

Discount Points

Document Preparation Fee

Down Payment

DTI

Due-on-Sale Clause

Electronic Fund Transfer

Earnest Money Deposit

Easement

ECOA

Effective Debt

EFT

EFT Card

Eminent Domain

Encumbrance

Equal Credit Opportunity

Equifax

Equity

Escalator Clause

Escrow

Escrow Account

Escrow Analysis

Escrow Fee

Estate

Eviction

Estimated Closing Fees

Experian

Exemptions

Fair Credit Reporting Act

Fair Debt Collection

Fair Debt Collection

Fair, Isaac and Co

Fannie Mae

FDCPA

Federal Housing Admin,

Fee Simple

Fees

FHA

FHA Loan

FICO

Final Discharge

Financial Future

Finance Charge

Firm Commitment

First Mortgage

First Meeting of Creditors

Fixed APR

Fixed Rate

Fixed-Rate Loans

Fixed-Rate Mortgage

Flexible payments

Float

FNMA

Forbearance

Foreclosure

Foreign Debt

Fraud

Garnishment

Ginny Mae

Gross Monthly Income

Gross Salary

Goals

Gold card

Good Faith Estimate

Government Loan.

Grace period

Graduated Payment

Grantee

Grantor

Gross Debt

Gross Monthly Income

Guarantee

Guarantees

Hard-Money Mortgage

Hazard Insurance

HECM

Home Equity Conversion .

Home Equity Line of Credit

Home Equity Loan

Home Inspection

Homestead

Homeowner's Insurance

Homeowner's Warranty

Housing Ratio

HUD

Hybrid Financing

Impound Account

Index

Initial Rate

Insolvency

Installment Debt

Interest

Interest Free

Interest Only Loan

Interest Rate

Interest Rate Cap

Interest Rate Disclosure

Interest Rate Swap

Intermediate Term Mortgage

Internal Debt

Introductory Interest Rates

Impound Account

Joint Account

Joint Liability

Joint Petition

Joint Tenancy

Judgment Debt

Judicial Foreclosure

Jumbo Loan

Junior Debt

Late Charge

Late Payment

Lease

Leasehold Estate

Lease Option

Lender

Lender Fees

Lender Processing Fee

Liability

Liability on an Account

Lien

Life of Loan Cap

Lifetime Cap

Liquidation

Liquidation

Liquidated Debt

Loan

Loan Amount

Loan Application

Loan Application Fee

Loan Consolidation

Loan Officer

Loan Origination

Loan Origination Fee

Loan Servicing

Loan Term

Loan-To-Value Ratio

Lock or Lock-In

Lock Noun

Lock Verb

Lock-in Clause

Long-Term Debt

LTV Ratio

Margin

Maturity

Medical Debt

Merged Credit Report

Minimum Credit Rating

Minimum Payment

Modification

Monthly Housing Expense

Mortgage

Mortgage Banker

Mortgage Broker

Mortgage Constant

Mortgage Insurance

Mortgage Loan

Mortgage Refinance

Mortgagee

Mortgagor

Multidwelling Units

National Debt

National Mortgage Assoc

Negative Amortization

Net Debt

Net Effective Income

No Cash-Out Refinance

No Credit

No Hassles

No-Cost Loan

Nondischargeable Debt

Nonrecourse Debt

Note

Note Rate

Notice of Default

Official Receiver

Offer Expires

Open-end Credit

Open-end Lease

Origination Fee

Overdraft Checking

Owner Financing

Owner's Title Policy

Package Mortgage

PAM

Partial Entitlement

Partial Payment

Participation Financing

Passive Income

Payday Loan

Payment

Payment Schedule

Payment Change Date

Per Capita Debt

Periodic Payment Cap

Periodic Rate Cap

Personal Cards

Personal Loan

Personal Property

Petition

PITI

PITI Reserves

Plan

Planned Unit Development

Plastic

Pledge Account Mortgage

PMI

Points

Point-of-Sale

POS

Power of Attorney

Pre-Approval

Pre-Foreclosure Sale

Pre-Paids

Pre-Qualification

Preferential Creditor

Preferred Debt

Premium Cards

Prepaid Credit Card

Prepaid Interest

Prepayment

Prepayment

Prepayment Penalty

Prepayment Premium

Prepaid Expenses

Prime Rate

Principal

Private Debt

Private Mortgage Insurance

Pro-Rata

Promissory Note

Promotions

Prorations

Protection

Provider

Proxy

Proxy Form

Public Debt

PUD

Purchase Agreement

Purchase-Money Mortgage

Purchase-Money Transaction

Q-form

Qualifying Ratio

Quality Ratios

Quitclaim Deed

RAM

Rate

Rate Lock

Real Estate or Real Property

Real Estate Agent

Real Estate Settlement Act

Real Financing Cost

Realtor

Recast

Receiver

Reconciliation

Reconveyance Clause

Recording

Refinancing

Renegotiable Rate

Release

Rent-Loss Insurance

Repayment Plan

Repossession

Reschedule

Residual Qualifying

RESPA

Restrictions

Reverse Annuity Mortgage

Revolving Debt

Right-of-First Refusal

Right to Off-Set

Rollover Loan

Rule of 78

Sale-Buyback

Sale-Leaseback

Satisfaction of Debt

Secondary Mortgage Market

Second Mortgage

Secured Creditor

Secured Debt

Secured Loan

Security

Security Deposit

Security Interest

Seller Carry-Back

Seller's Points

Senior Debt

Senior Loan

Service Charge

Servicer

Servicing

Settlement Costs

Short-Term Debt

Sign Up Fee

Simple Interest

Sinking Fund

Statement

Statement Date

Statutory Debt Llimit

Stop Date

Straight Debt

Structured Debt

Student Credit Cards

Subordinate Financing

Subordinated Debt

Surcharge

Surplus Income

Survey

Sweat Equity

Takeout Mortgage

Tax Impound

Tax Lien

Third Party Fees

Third-Party Origination

Title

Title Company

Title Insurance

Title Search

Token Payments

Total Debt-Assets

Total Debt Ratio

Total Payments

Trade Debt

Trade Lines

Trans Union

Transfer of Ownership

Transfer Tax

Trustee

Truth-in-Lending Act

Truth-in-Lending Law

Two-Step Mortgage

Underwriting

Underwriting Fee

Usury

Unsecured claim

Unsecured Debt

VA Loan

Variable Rate Mortgage

Vested

Variable Rate

Variable Rate Mortgage

Verification of Deposit

VOD

Voluntary Lien

Waiver

Wire Transfer Fee

Winding-Up

Wraparound

Zero Percent Financing

Zoning

 


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Index of Terms | Complete List of Terms


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