Savings, Investing, Investments, SEC, Financial Security!

The Center For Debt Management: Savings, Investing, Investments, SEC, Financial Security!
Savings, Investing, Investments, SEC, Financial Security!

Note: For more information and resources on this subject, go to Financial Resource Center. Credit and Financing may also be of interest when looking for credit and financing options.

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Get the Facts on Saving and Investing

A roadmap to start you on a journey to financial security
through saving and investing


While money doesn’t grow on trees, it can grow when you save and invest wisely.

Knowing how to secure your financial well-being is one of the most important things you’ll ever need to know in life. You don’t have to be a genius to do it. You just need to know how to get started. No matter how much or little money you have, the important thing is to start. We’ll cover the basics in this brochure on saving and investing.

At the SEC, we enforce the laws that determine how investments are offered and sold to you. These laws protect investors, but you need to do your part, too. Part of this brochure tells you how to check out investments and the people that sell them so you do not fall victim to fraud or costly mistakes.

No one can guarantee that you’ll make money from investments you make. But if you get the facts about saving and investing you should be able to gain financial security over the years and enjoy the benefits of managing your money.

Please feel free to call us with any of your questions or concerns about investing. It always pays to learn before you invest.

And congratulations on taking your first step on the road to financial security!


Arthur Levitt
Chairman, Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549



Table of Contents

   You Can Do It! It's Easier Than You Think.

   What Are Your Thoughts on Saving and Investing?

   Your First Step: Making a Financial Plan

   Know Your Current Financial Situation

   Know Your Income and Expenses

   Making Money Grow

   The Differences Between Saving and Investing

   What are investments all about?

   Why Some Investments Make Money and Others Don't

   Ask Questions!

   What If I Have a Problem?



Note: For more information and resources on this subject, go to Financial Resource Center. Credit and Financing may also be of interest when looking for credit and financing options.

Got Debt?   Settle Your Debt For Less.   Go to Debt Settlement Services

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The Center For Debt Management™

Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!


Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

Established in 1989 and serving the online community since 1992!


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