The Center For Debt Management
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Guide To Understanding
Creditor's Rights

Creditor's Rights is a legal term used to describe a lawyer's specialized practice area focused on the collection of debts on behalf of creditors. Such attorneys are frequently referred to as collection attorneys or collection lawyers.

Attorneys who practice in the area of "Creditor's Rights" will perform
one or all of the following:

  • Filing lawsuits and using other legal collection techniques
    to collect consumer debts (i.e. debts owed by individuals).

  • Filing lawsuits and using other legal collection techniques
    to collect commercial debts (i.e. debts owed by businesses).

  • Representing a creditor's interests in a bankruptcy proceeding.

  • Foreclosure of homes or commercial real estate if the
    purchaser defaults on payment.

  • Recovery (or Replevin) of secured goods (e.g. automobiles)
    if the purchaser defaults on payment.


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