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Note: For affordable legal assistance The Center For Debt Management highly recommends Standard Legal's Do-It-Yourself Software Kits. For credit repair services, Lexington Law Firm is the most trusted law firm in America, with over 15 years of experience.
Fair Credit Reporting Act
ß 617. Civil liability for negligent noncompliance [15 U.S.C. ß 1681o]
(a) In general. Any person who is negligent in failing to comply with any requirement
imposed under this title with respect to any consumer is liable to that consumer
in an amount equal to the sum of
(1) any actual damages sustained by the consumer as a result of the failure;
and
(2) in the case of any successful action to enforce any liability under this
section, the costs of the action together with reasonable attorney's fees as determined
by the court.
(b) Attorney's fees. On a finding by the court that an unsuccessful pleading, motion,
or other paper filed in connection with an action under this section was filed in
bad faith or for purposes of harassment, the court shall award to the prevailing
party attorney's fees reasonable in relation to the work expended in responding
to the pleading, motion, or other paper.
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Note: For affordable legal assistance The Center For Debt Management highly recommends Standard Legal's Do-It-Yourself Software Kits. For credit repair services, Lexington Law Firm is the most trusted law firm in America, with over 15 years of experience.

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Fair Credit Reporting Act: FCRA - Civil liability for negligent noncompliance
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