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Indexes of Articles and Resources

Legal Resource Center
Payless Insurance Center
Income Resource Center
Financial Resource Center
Financial Aid Center
Debt Management Services
Debt Counseling Services
Cutting Expenses and Fighting Inflation
Credit Repair Basics
Review Your Credit Report
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Debt Management Articles

The Debt Management Program
Debt Management or Debt Settlement: Which Alternative is Right For You!
Your Alternatives When Faced with Financial Hardship
The Affect of Enrollment in a Debt Management Program on your Credit Report
Managing Your Debts: How to Regain Financial Health
Debt Consolidation — Do You Know the Facts?
Consumer Handbook to Credit Protection Laws
Getting a Loan: Your Home as Security
How to Raise Funds to Settle Your Debts
Refinancing Your Home
Home Equity Credit Lines
Consumer Debt Management Program
Charge-offs: How it Relates to Consumers and Steps to Prevent it
Account Liquidation Calculator —Calculates Length of Term and Interest Paid
Credit Card Calculator — Calculates Affect of Just Making Minimum Payments
Debt Consolidation Programs and Debt Consolidation Loan
Unsolicited Testimonials and Comments

Credit Report & Credit Repair Articles and Resources

A Good Consumer Report is Not Only Smart, But Esssential For Most Consumers
About Credit Bureaus
About Creditors
About Dun & Bradstreet
About Equifax
About Experian
About Identity Theft
About TransUnion
Accounts Payable: What You Owe
Answers To Common Credit Repair Questions
Answers to Common Questions about Consumer Reporting Agencies
Applying for a Loan? Start by Ordering Your Credit Report
Avoiding Credit and Charge Card Fraud
Bad Checks: Bad News for Your Check Record
Call the Credit Bureaus to Limit Unsolicited Offers
Charge-offs: How it Relates to Consumers and Steps to Prevent it
Collateral (Securing a Debt Obligation)
Collection Agencies
Consequences of an Adverse Credit History
Consumer Handbook to Credit Protection Laws
Credit Matters – A Primer on Credit Card Use
Credit Repair Primer
Can Bad Credit be Deleted from a Credit Report?
Can Consumers Fight Back Against Credit Fraud?
Can Credit Repair Companies Be Trusted?
Common Myths of Credit Repair
Credit Fixing: Correcting Consumer Credit Information
Credit History 101: The ABCs of Credit Reports and Credit Scores
Credit Repair Scams: Don't Become a Victim!
Credit Repair: The Law is on Your Side
Credit Risk versus Creditworthiness
Default: Failing To Meet Your Legal Obligations
Defend: Recover From Identity Thief
Do Credit Inquiries Affect Your Credit Score?
Does Credit Repair Really Work?
Don't Fall for Credit-Related Scams
Equifax Credit Watch With Indentity Theft Protection
Excerpt from Give Yourself Credit: Creditor Direct Strategies
Facts About Credit Scores
Fair and Accurate Credit Transactions Act
Federal Laws Protecting You and Your Credit Files
Fight Back Against Identity Theft and Credit Fraud
File Segregation: A New Credit Repair Scam
Five Reasons to Check Your Credit Report Regularly
Five Quick Steps to a Better Credit Score
Getting Credit When You're Over 62
Guard Against Identity Theft
How and Where to Obtain Your Credit Report
How Bad Credit Affects You
How Credit Rating is Determined
How Important is Your Credit Report When Applying for Credit?
How to Build a Credit History and Establish Credit
How to Dispute Credit Report Errors
How to Get a FREE Copy of Your Credit Report
Insolvency: What It Means To Be Insolvent
Legal Credit Repair Methods
Lexington Law: The Most Trusted Credit Report Repair Firm in America
Lexington Law Credit Insider
Lien (Non-Possessory Security Interests)
Liquidation (Winding-up or Dissolution)
Monitoring Your Credit Report To Help Guard Against ID Theft
Mortgage Preparation Tips
Myths About Credit Reporting Agencies
Negotiating with Creditors to Save Your Credit
Rampant Myths About Credit Reporting Agencies
Repairing Credit Yourself
Review Your Equifax Credit Report and Credt Score
Sample Credit Report Dispute Letter
Seasoned Trade Line: Piggybacking
Security Interest (Property Interest Created by Agreement)
Simple Mistakes That Can Lower Your Credit Score...and Cost You Money
The Accurate Credit Transactions Act Provides for an Annual Credit Report
The Affect of Enrollment in a Debt Management Program on your Credit Report
The Credit Practices Rule ... Fast facts!
The Fair Credit Reporting Act (FCRA)
Top 5 Credit Misconceptions
Understanding Your Credit Score
Using Plastic: A Young Adult's Guide to Credit Cards
What is a Credit Report?
What is a Credit Score?
What is Contained in the Typical Credit Report
What is Identity Fraud?
What is the Price of Having Bad Credit? Learn What Bad Credit Can Cost You!
Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
Why You Should Check Your Credit Report
Why Has My Credit Application Been Rejected?
Write-Off: Uncollectable Debt
Your Credit Record: A Report Card on Your Personal Finances
Your Credit Score: FICO. Beacon, Empirica, Fair Isaac
16 Illegal Creditor Actions: Deceptive or misleading means used to collect a debt
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A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Fair Credit Reporting Act"
A Summary of Your Rights under "Fair Debt Collection Practices Act"
A Summary of Your Rights under the "Fair Credit Billing Act"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
Complete Text of U.S. Code Relating to "Credit Repair Organizations"
Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Books Related to Budgeting
Books Related to Consumer Law
Books Related to Consumer Rights
Books Related to Credit Cards
Books Related to Credit Issues
Books Related to Credit Repair
Books Related to Creditors
Books Related to Debt Collection
Books Related to Debt Recovery
Books Related to Foreclosure
Books Related to Legal Issues
Books Related to Mortgages
Books Related to Personal Finance
Software Related to Personal Finance
Videos Related to Credit and Financing
Videos Related to Family Law and Legal Issues
Videos Related to Money Management

Legal Articles and Resources

Credit and Financial Planning Articles

A Roadmap to Start Your Journey to Financial Security through Saving & Investing
Where Will You Get Your Next Vehicle Loan? Online Lenders Can Save You Money
How Important is Your Credit Report when Applying for Credit?
Consumer Handbook to Credit Protection Laws
Invest Wisely — Advice From Your Securities Industry Regulators
Applying for a Loan? Start With Your Credit Report!
Invest Wisely: Mutual Funds
Planning for Financial Independence in Later Life
Questions You Should Ask About Your Investments
What You Should Know About Financial Planning
Making Sense of Savings
The Debt Management Program
Planning Your Estate
FREE Budget Programs - Download within minutes!
Establishing a Trust Fund
Online Investment Opportunities: 'Net Profit or 'Net Gloss?
Credit Matters – A Primer on Credit Card Use
How to Raise Funds to Settle Your Debts
Credit Scoring
Credit Card Blocking
Gold and Platinum Cards
Credit and Divorce
Cosigning a Loan
The Cooling-Off Rule
Credit Billing Errors
How to Right a Wrong
Truth in Leasing
Choosing and Using Credit Cards
Information on Opening a Paypal Business Account
Secured Credit Card Marketing Scams
Avoiding Credit and Charge Card Fraud
Getting Credit When You’re Over 62
Personal Budgeting Software
A Consumer’s Guide To the Expanding Uses of ATM Cards
Easy Credit? Not So Fast: The Truth About Advance-Fee Loan Scams
Charge-offs: How It Relates to Consumers and Steps to Prevent It
Debt Consolidation ... Do You Know the Facts?
The Credit Practices Rule ... Fast facts!
U.S. Savings Bonds Investor Information
Top 10 Lines From Fraudulent Investment Promoters
The Savings Bonds Question and Answer Book
I Bonds Investor's Guide
Cold Calling: An Investor's Alert
100 Q&A About Buying a New Home!
Home Equity Loans: The Three-Day Cancellation Rule
Home Equity Scams: Borrowers Beware!
Using Ads to Shop for Home Financing
A Consumer’s Guide to Mortgage Lock-Ins
Buying Your Home: Settlement Costs and Helpful Information
Looking for the Best Mortgage: Shop, Compare and Negotiate
How to Buy a Home with a Low Down Payment
Getting a Loan: Your Home as Security
Refinancing Your Home
Home Equity Credit Lines
Home Financing Primer
Home Buying Guide
Buying Your Home: Settlement Costs and Helpful Information
Need to Establish Credit? Check Out Credit and Financing!
Second Mortgage Financing
Mortgage Servicing
Reverse Mortgages
Utility Credit
Funds for Handyman-Specials and Fixer-Uppers
High-Rate, High-Fee Loans: Section 32 Mortgages
Home Buyer’s Vocabulary
Mortgage Discrimination
Top Ten Ways to Beat the Clock and Prepare for Retirement
Retirement Benefits
Social Security: “A Snapshot”
Supplemental Security Income
Social Security and Today’s Woman
How You Earn Social Security Credits
How Your Retirement Benefit Is Figured
A Desktop Guide To SSI Eligibility Requirements
Social Security — If You're Self-Employed
HUD-Rehab a Home with HUD's 203(k)
The Debt Management Plan
Identity Crisis... What to Do If Your Identity is Stolen
Resources for Banking, Checking and Bill Paying Services
State, County and City Government Consumer Protection Offices
A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
Complete Text of U.S. Code Relating to "Title 12 – Banks and Banking"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Books Related to Banking
Books Related to Credit
Books Related to Credit Cards
Books Related to Creditors
Books Related to Corporate Finance
Books Related to Estate Planning
Books Related to FHA
Books Related to Financial Planning
Books Related to Financial Aid
Books Related to Financing Issues
Books Related to Foreclosure
Books Related to Grants
Books Related to Home Financing
Books Related to HUD
Books Related to Investing
Books Related to Mortgages
Books Related to Mutual Funds
Books Related to Personal Finance
Books Related to Retirement
Books Related to Refinancing
Books Related to Saving Money
Books Related to Social Security
Books Related to Stocks & Bonds
Books Related to Student Loans
Books Related to Trusts
Books Related to VA Loans
Books Related to Venture Capital
Books Related to Wall Street
Educational Videos Related to Real Estate
Educational Videos Related to Retirement
Educational Videos Related to Social Security
Educational Videos Related to Investment
Educational Videos Related to Credit & Financing
Software Relating to Personal Finance
Software Relating to Investment & Financial Planning
Magazines Related to Personal Finance
Magazines Related to Investment and Financial Planning
Magazines Related to Retirement
Kiplinger Reports and Letters

Insurance Articles

Disaster Strikes—Am I Covered?
What You Should Know About Buying Life Insurance
Guide To Single Family Home Mortgage Insurance
Nine Ways to Lower Your Auto Insurance Costs
Twelve Ways to Lower Your Homeowner Insurance Costs
Planning Your Estate
66 Ways to Save Money
HUD-Rehab a Home with HUD's 203(k)
Mortgage Insurance – How to Buy a Home with a Low Down Payment
Making Your Home Safe from Fire and Carbon Monoxide

Income and Employment Articles

Checkup on Health Insurance Choices
Choosing a Career or Vocational School
Employment Interviewing: Seizing the Opportunity and the Job
Federal and Postal Job Scams: Tip-offs to Rip-offs
Guide to Health Insurance
Guide To Disability Income Insurance
Help Wanted...Finding a Job
How To Survive Interview Day
Interview with Internet Marketing Success Story: Corey Rudi
Multilevel Marketing Plans
Net-Based Business Opportunities: Are Some Flop-portunities?
Social Security: “A Snapshot”
Supplemental Security Income
Social Security and Today’s Woman
How You Earn Social Security Credits
How Your Retirement Benefit Is Figured
A Desktop Guide To SSI Eligibility Requirements
Social Security — If You're Self-Employed
Tax Information For Businesses
Wealth-Building Scams
Work-at-Home Schemes
Books Related to Business Opportunites
Books Related to Careers
Books Related to Employment Issues
Books Related to Home Business
Books Related to Income
Books Related to Income Opportunites
Books Related to Internet Business
Books Related to Making Money
Books Related to Multi-Level Marketing
Books Related to Network Marketing
Educational Videos Related to Business
Educational Videos Related to Career and Employment Issues
Educational Videos Related to the Internet
Magazines Related to Business
Magazines Related to Computer and Internet Issues
Magazines Related to Personal Finance
Software Related to Business
Software Related to Career and Employment Issues
Software Related to e-Mailing and the Internet
Software Related to eCommerce Development
Software Related to Networking

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The Center For Debt Management™

Helping Consumers Save Money and Reduce Debt Is Our Only Business!™

We invite you to explore the sectors listed below. We promise that you'll find exceptional values, offers and resources in which to reduce your living expenses and to enjoy life!

Debt Management and Financial Services! The Internet's oldest and most comprehensive debt management agency! Resources for debt management, consumer credit counseling, debt consolidation, debt reduction settlements, legal aid, financial aid, loans and financing, credit repair, credit reports, insurance quotes, income sources, tax assistance, and more.

Established in 1989 and serving the online community since 1992!

This site was created and designed by Daniel A. Gelinas

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