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Library Articles

A Consumer’s Guide To Mortgage Lock-Ins
A Consumer’s Guide To the Expanding Uses of ATM Cards
A Desktop Guide To SSI Eligibility Requirements
A Guide to Disability Rights Laws
A Roadmap to Start Your Journey to Financial Security through Saving & Investing
A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
A Summary of Your Rights under the "Fair Credit Billing Act"
A Summary of Your Rights under the "Fair Credit Reporting Act"
A Summary of Your Rights under "Fair Debt Collection Practices Act"
Account Liquidation Calculator —Calculates Length of Term and Interest Paid
Answers to Common Questions about Consumer Reporting Agencies
Are You A Target Of...Telemarketing Scams?
Auction Guides: Not So Hot Properties
Automatic Debit Scams
Auto Service Contracts
Avoiding Credit and Charge Card Fraud
Border-Line Scams Are The Real Thing
Buying A New Car
Buying Time: The Facts About Pre-Paid Phone Cards
Buying Your Home: Settlement Costs and Helpful Information
Car Ads: Reading Between the Lines
Car Financing Scams
Charge-offs: How It Relates to Consumers and Steps to Prevent It
Choosing a Career or Vocational School
Choosing and Using Credit Cards
Cold Calling: An Investor's Alert
Comparison Shopping For Credit: Shop – The Card You Pick Can Save You Money
Complete Text of U.S. Code Relating to "Credit Repair Organizations"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
Complete text of U.S. Code In It's Entirety Arranged by TITLE
Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
Complete Text of U.S. Code Relating to "Title 11   –   Bankruptcy"
Complete Text of U.S. Code Relating to "Title 12   –  Banks and Banking"
Complete Text of U.S. Code Relating to "Title 26   –  Internal Revenue Code"
Copyright Basics
Cosigning a Loan
Consumer Alert! Advertisements Promising Debt Relief May Be Offering Bankruptcy
Consumer Handbook to Credit Protection Laws
Consumer Quiz
Cramming: Mystery Phone Charges
Credit and Divorce
Credit and Older Americans
Credit Billing Errors
Credit Card and Financing Resources
Credit Card Blocking
Credit Card Calculator — Calculates Affect of Just Making Minimum Payments
Credit Matters – A Primer on Credit Card Use
Credit Repair Primer
Credit Repair Scams: Don’t Become a Victim!
Credit Scoring
Debt Consolidation ... Do You Know the Facts?
Debt Consolidation through Debt Management Program
Debt Management or Debt Settlement: Which Alternative is Right For You!
Description of Various Business Loans, Requirements and Who Should Apply
Disaster Strikes—Am I Covered?
Easy Credit? Not So Fast: The Truth about Advance-Fee Loan Scams
Electronic Banking
Energy Guide to Home Heating and Cooling
Energy Guide to Major Home Appliances
Energy Savers: Tips on Saving Energy & Money at Home!
Enroll in a FREE Service and Save Thousands of Dollars on Your Home Mortgage
Equal Credit Opportunity
Establishing a Trust Fund
Fair Credit Billing
Facts About Federal Credit Unions
Facts about Warranties
Family Budget Software
Federal and Postal Job Scams: Tip-offs to Rip-offs
Fight Back Against Identity Theft and Credit Fraud
File Segregation: A New Credit Repair Scam
Financing Resources
FTC Names Its Dirty Dozen: 12 Scams Most Likely To Arrive Via Bulk Email
FREE Budget Programs - Download within minutes!
Funds for Handyman-Specials and Fixer-Uppers
Gas-Saving Products
Getting a Loan: Your Home as Security
Getting Credit When You’re Over 62
Glossary of Financing and Credit Terms
Glossary of Mortgage and Real Estate Terms
Gold and Platinum Cards: Consumer Alert!
Guide To Single Family Home Mortgage Insurance
Handbook On Child Support Enforcement
Help Wanted...Finding A Job
High-Rate, High-Fee Loans: Section 32 Mortgages
Home Buyer’s Vocabulary
Home Buying Guide
Home Equity Credit Lines
Home Equity Loans: The Three-Day Cancellation Rule
Home Equity Scams: Borrowers Beware!
Home Financing Primer
Home Sweet Home Improvement
Homeowner's Glossary Of Building Terms
How And Where To Obtain Your Credit Report
How Important Is Your Credit Report When Applying For Credit?
How To Build A Credit History And Establish Credit
How To Buy A Home With A Low Down Payment
How to Dispute Credit Report Errors
How to Get A FREE Copy of Your Credit Report
How To Get A Great Deal On A New Car
How To Right A Wrong
How To Survive Interview Day
How You Earn Social Security Credits
How Your Retirement Benefit Is Figured
HUD-Rehab A Home with HUD's 203(k)
I Bonds Investor's Guide
Identity Crisis... What to Do If Your Identity is Stolen
International Lottery Scams
International Telephone Number Scams
Interview with Internet Marketing Success Story: Corey Rudi
Invest Wisely — Advice From Your Securities Industry Regulators
Invest Wisely: Mutual Funds
It’s Your Call: Shopping In The New Telecommunications Marketplace
Layaway Purchase Plans
Lights! Camera! Rip-Off! How to Tell When a Scam is Born
Look Before You Lease
Looking for the Best Mortgage: Shop, Compare, Negotiate!
Lost or Stolen Credit and ATM Cards
Making Sense of Savings
Making Your Home Safe from Fire and Carbon Monoxide
Managing Your Debts: How to regain financial health
Medicare
Medicare & You!
Medicare Savings for Qualified Beneficiaries
Mortgage Discrimination
Mortgage Insurance – How to Buy a Home with a Low Down Payment
Mortgage Servicing
Mortgage, Home Equity Loans and Refinancing Resources
Multilevel Marketing Plans
Need Credit? Check Out our Financial Resource Center!
Net-Based Business Opportunities: Are Some Flop-portunities?
Nine Ways to Lower Your Auto Insurance Costs
Online Investment Opportunities: 'Net Profit or 'Net Gloss?
Penny Wise or Pump Fuelish?
Personal Budget Software
Personal Bankruptcy ... A Brief Description
Planning for Financial Independence in Later Life
Planning Your Estate
Putting Cold Calls on Ice
Questions You Should Ask About Your Investments
Refinancing Your Home
Relief for Joint Aches: As Easy as 1-2-3
Reloading Scams: Double Trouble for Consumers
Renting A Car
Resolving Consumer Disputes Through Mediation and Arbitration
Retirement Benefits
Reverse Mortgages
Sample Complaint Letter
Scams and Fraudulent Practices
Second Mortgage Financing
Secured Credit Card Marketing Scams
Service Contracts
Shopping by Phone or Mail
Social Security and Today’s Woman
Social Security: “A Snapshot”
Social Security Update 1998
Social Security — If You're Self-Employed
Small Claims Court
State, County and City Government Consumer Protection Offices
Straight Talk About Telemarketing
Supplemental Security Income
Taking the Scare Out of Auto Repair
¡Tecleo aquí para un informe de crédito gratis en
Telemarketing Recovery Scams
Telemarketing Travel Fraud
Timeshare Resales
Timeshare Tips
Toll Free Telephone Number Scams
Top 10 Lines From Fraudulent Investment Promoters
Top Ten Ways to Beat the Clock and Prepare for Retirement
The Affect of Enrollment in a Debt Management Program on your Credit Report
The Cooling-Off Rule
The Credit Practices Rule — Fast fasts!
The Mortgage Manager: Calculates your savings by making biweekly payments
The Savings Bonds Question and Answer Book
Traveler’s Advisory
Truth in Leasing
Twelve Ways to Lower Your Homeowner Insurance Costs
Using Ads to Shop for Home Financing
Using Plastic: A Young Adult s Guide to Credit Cards
Understanding Your Credit Score
Utility Credit
U.S. Savings Bonds Investor Information
Vehicle Repossession
Visit Credit Repair Basics for More Information
Visit Review Your Credit Report for More Information!
Warranties
Wealth-Building Scams
What Is Contained in the Typical Credit Report
What You Should Know About Buying Life Insurance
What You Should Know About Financial Planning
Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
Women and Credit Histories
Work-at-Home Schemes
Your Right to Federal Records through the Freedom of Information Act & Privacy Act
66 Ways to Save Money
100 Q&A About Buying a New Home!
900 Numbers: FTC Rule Helps Consumers

Debt Management and Credit Counseling

16 Illegal Creditor Actions: Deceptive Means Used To Collect a Debt
About Identity Theft
Account Liquidation Calculator
Accounts Payable: What You Owe
Bad Checks: Bad News for Your Check Record
Bankruptcy Alternatives
Bankruptcy in Canada
Bankruptcy in the United States
Before You File for Personal Bankruptcy: Information You Need To Know
Chapter 7, Title 11, United States Code
Chapter 11, Title 11, United States Code
Chapter 13, Title 11, United States Code
Chapter 15, Title 11, United States Code
Charge-offs: How it Relates to Consumers and Steps to Prevent It
Collateral (Securing a Debt Obligation)
Collection Agencies
Common Mistakes Young Adults Make with Money ... And How to Avoid Them
Consequences of an Adverse Credit History
Consumer Debt Management Program
Consumer Financial Rights
Consumer Handbook to Credit Protection Laws
Credit and Your Consumer Rights
Credit Matters – A Primer on Credit Card Use
Credit Repair: The Law is on Your Side
Cutting Your Costs: Simple Strategies for Saving Money on Credit Cards
Debt Consolidation — Do You Know The Facts?
Debt Consolidation Programs and Debt Consolidation Loan
Debt Consolidation Through a Debt Management Program
Debt Management or Debt Settlement: Which Alternative is Right For You!
Default: Failing To Meet Your Legal Obligations
Defend: Recover From Identity Thief
Deficiency Judgment (On Foreclosures)
For People on Debt Management Plans: A Must-Do List
Fiscal Fitness: Choosing a Credit Counselor
Guard Against Identity Theft
Guide to Understanding Creditor's Rights
Guide to Understanding Foreclosure
Guide To Understanding Debt Consolidation, Debt Management, Debt Settlement
Guide to Understanding The New Bankruptcy Law (BAPCPA)
Helping Your Money Last... After Your Last Paycheck
Insolvency: What It Means To Be Insolvent
Knee Deep in Debt
Lien (Non-Possessory Security Interests)
Liquidation (Winding-up or Dissolution)
Managing Your Debts: How to Regain Financial Health
Minimum Monthly Payment Credit Card Calculator
Money Tips and Practical Advice for Everyone on How to Save and Manage Money
Money Tips For Teens: How to Ace Your Test Managing Money in the Real World
Money Tips For Adults: What to Know Before Declaring Financial Independence
Money Tips For Newlyweds: Starting a Household on Solid Ground Financially
Money Tips At Midlife: Multi-Tasking In Your 30s, 40s or 50s
Money Tips For Parents: Teaching Children the Financial Facts of Life
Money Tips Before You Retire: Getting Your Finances Ready for the Golden Years
Money Tios After You Retire: Managing Expenses on a Fixed or Reduced Income
Money Tips For Caregivers: Helping Elderly Relatives With Money Management
Money Tios For Major Life Events: Ways to Cope Financially After a Big Change
Mortgage Payments Sending You Reeling? Here's What to Do
Negotiating with Creditors to Save Your Credit
Out of Work? How to Deal with Creditors
Personal Bankruptcy ... A Brief Description
Privacy Choices for Your Personal Financial Information
Privacy: Tips for Protecting Your Personal Information
Questions and Answers on Home Foreclosure and Debt Cancellation
Refinancing: Tips for Mortgages and Other Credit
Small Claims Court
Security Interest (Property Interest Created by Agreement)
The Affect of Enrollment in a Debt Management Program on Your Credit Report
The Debt Management Program
The Fair Credit Reporting Act (FCRA)
Time-Barred Debts (Beyond The Statute of Limitations)
Using Plastic: A Young Adult's Guide to Credit Cards
Vehicle Repossession
Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
Write-Off: Uncollectable Debt
Your Alternatives When Faced with Financial Hardship
Your Credit Record: A Report Card on Your Personal Finances
A Summary of Your Rights under "Fair Debt Collection Practices Act"
A Summary of Your Rights under the "Fair Credit Billing Act"
Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
Books Related to Budgeting
Books Related to Consumer Rights
Books Related to Credit Cards
Books Related to Creditors
Books Related to Debt Collection
Books Related to Debt Recovery
Books Related to Foreclosure
Books Related to Personal Finance
Software Related to Personal Finance
Unsolicited Testimonials and Comments
Videos Related to Money Management

Credit Report & Credit Repair
Articles and Resources

A Good Consumer Report is Not Only Smart, But Esssential For Most Consumers
About Credit Bureaus
About Creditors
About Dun & Bradstreet
About Equifax
About Experian
About Identity Theft
About TransUnion
Accounts Payable: What You Owe
Answers To Common Credit Repair Questions
Answers to Common Questions about Consumer Reporting Agencies
Applying for a Loan? Start by Ordering Your Credit Report
Avoiding Credit and Charge Card Fraud
Bad Checks: Bad News for Your Check Record
Call the Credit Bureaus to Limit Unsolicited Offers
Charge-offs: How it Relates to Consumers and Steps to Prevent it
Collateral (Securing a Debt Obligation)
Collection Agencies
Consequences of an Adverse Credit History
Consumer Handbook to Credit Protection Laws
Credit Matters – A Primer on Credit Card Use
Credit Repair Primer
Can Bad Credit be Deleted from a Credit Report?
Can Consumers Fight Back Against Credit Fraud?
Can Credit Repair Companies Be Trusted?
Common Myths of Credit Repair
Credit Fixing: Correcting Consumer Credit Information
Credit History 101: The ABCs of Credit Reports and Credit Scores
Credit Repair Scams: Don't Become a Victim!
Credit Repair: The Law is on Your Side
Credit Risk versus Creditworthiness
Default: Failing To Meet Your Legal Obligations
Defend: Recover From Identity Thief
Do Credit Inquiries Affect Your Credit Score?
Does Credit Repair Really Work?
Don't Fall for Credit-Related Scams
Equifax Credit Watch With Indentity Theft Protection
Excerpt from Give Yourself Credit: Creditor Direct Strategies
Facts About Credit Scores
Fair and Accurate Credit Transactions Act
Federal Laws Protecting You and Your Credit Files
Fight Back Against Identity Theft and Credit Fraud
File Segregation: A New Credit Repair Scam
Five Reasons to Check Your Credit Report Regularly
Five Quick Steps to a Better Credit Score
Getting Credit When You're Over 62
Guard Against Identity Theft
How and Where to Obtain Your Credit Report
How Bad Credit Affects You
How Credit Rating is Determined
How Important is Your Credit Report When Applying for Credit?
How to Build a Credit History and Establish Credit
How to Dispute Credit Report Errors
How to Get a FREE Copy of Your Credit Report
Insolvency: What It Means To Be Insolvent
Legal Credit Repair Methods
Lexington Law: The Most Trusted Credit Report Repair Firm in America
Lexington Law Credit Insider
Lien (Non-Possessory Security Interests)
Liquidation (Winding-up or Dissolution)
Monitoring Your Credit Report To Help Guard Against ID Theft
Mortgage Preparation Tips
Myths About Credit Reporting Agencies
Negotiating with Creditors to Save Your Credit
Rampant Myths About Credit Reporting Agencies
Repairing Credit Yourself
Review Your Equifax Credit Report and Credt Score
Sample Credit Report Dispute Letter
Seasoned Trade Line: Piggybacking
Security Interest (Property Interest Created by Agreement)
Simple Mistakes That Can Lower Your Credit Score...and Cost You Money
The Accurate Credit Transactions Act Provides for an Annual Credit Report
The Affect of Enrollment in a Debt Management Program on your Credit Report
The Credit Practices Rule ... Fast facts!
The Fair Credit Reporting Act (FCRA)
Top 5 Credit Misconceptions
Understanding Your Credit Score
Using Plastic: A Young Adult's Guide to Credit Cards
What is a Credit Report?
What is a Credit Score?
What is Contained in the Typical Credit Report
What is Identity Fraud?
What is the Price of Having Bad Credit? Learn What Bad Credit Can Cost You!
Which Reflects Better on a Credit Report, Debt Management or Debt Settlement?
Why You Should Check Your Credit Report
Why Has My Credit Application Been Rejected?
Write-Off: Uncollectable Debt
Your Credit Record: A Report Card on Your Personal Finances
Your Credit Score: FICO. Beacon, Empirica, Fair Isaac
16 Illegal Creditor Actions: Deceptive or misleading means used to collect a debt
¡Tecleo aquí para un informe de crédito gratis en
A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Fair Credit Reporting Act"
A Summary of Your Rights under "Fair Debt Collection Practices Act"
A Summary of Your Rights under the "Fair Credit Billing Act"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
Complete Text of U.S. Code Relating to the "Federal Debt Collection Practices Act"
Complete Text of U.S. Code Relating to "Credit Repair Organizations"
Complete Text of U.S. Code Relating to "Restrictions on Garnishment"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Books Related to Budgeting
Books Related to Consumer Law
Books Related to Consumer Rights
Books Related to Credit Cards
Books Related to Credit Issues
Books Related to Credit Repair
Books Related to Creditors
Books Related to Debt Collection
Books Related to Debt Recovery
Books Related to Foreclosure
Books Related to Legal Issues
Books Related to Mortgages
Books Related to Personal Finance
Software Related to Personal Finance
Videos Related to Credit and Financing
Videos Related to Family Law and Legal Issues
Videos Related to Money Management

Legal Articles and Resources

About Identity Theft
Answers to Common Questions about Consumer Reporting Agencies
Auto Service Contracts
Bankruptcy Alternativese
Bankruptcy in Canada
Bankruptcy in the United States
Before You File for Personal Bankruptcy: Information You Need To Know
Billed for Merchandise You Never Received? Here's What To Do.
Chapter 7, Title 11, United States Code
Chapter 11, Title 11, United States Code
Chapter 13, Title 11, United States Code
Chapter 15, Title 11, United States Code
Charge-offs: How It Relates to Consumers and Steps to Prevent It
Cohabitation: Living Together and Life Partners
Consumer Financial Rights
Consumer Handbook to Credit Protection Laws
Copyright Basics
Cosigning a Loan
Credit and Divorce
Credit and Your Consumer Rights
Credit Repair: The Law is on Your Side
DEFEND: Recover From Identity Theft
Deficiency Judgment (On Foreclosure Sale)
Establishing a Trust Fund
Facts About Warranties
Fair and Accurate Credit Transactions Act
Federal Laws Protecting You and Your Credit Files
Forms Gateway — Your Gatway To Legal Protection
Guide to Understanding a Deed in Lieu of Foreclosure
Guide to Understaing a Last Will and Testament
Guide to Understanding Common Law
Guide to Understanding Conditional Sales
Guide to Understanding Contracts
Guide to Understanding Creditor's Rights
Guide to Understanding Deeds
Guide to Understaing Disability Rights Laws
Guide to Understanding Divorce
Guide to Understanding Foreclosure
Guide to Understanding General Partnerships
Guide to Understanding Grant Deeds
Guide to Understanding Land Contracts
Guide to Understanding Incorporation
Guide To Understanding Land Ownership and Tenure
Guide to Understanding Lease Purchase Contracts
Guide to Understanding Leasing
Guide to Understanding Legal Separation
Guide to Understanding Limited Liability Companies
Guide to Understanding Living Trusts
Guide to Understaning Prenuptial Agreements
Guide to Understanding Probate
Guide to Understanding Promissory Notes
Guide to Understanding Quitclaim Deeds
Guide to Understanding Rental Agreements
Guide to Understanding Renting
Guide to Understanding Straw Deeds
Guide to Understanding Tangible Property
Guide to UnderstandingTenant Rights
Guide to Understanding The Eviction Process
Guide to Understanding The New Bankruptcy Law (BAPCPA)
Guide to Understanding The Power of Attorney
Guide to Understanding The Term "Constructive Possession"
Guide to Understanding The Term "Covenant"
Guide to Understanding The Term "Fee Simple"
Guide to Understanding The Term "Jurisdiction"
Guide to Understanding The Term "Mechanics Lien"
Guide to Understanding The Right of Possession
Guide to Understanding The Term "Title"
Guide to Understanding Trusts and Estates
Guide to Understanding Trust Instrument (Deed of Trust)
Guide to Understanding Warranty Deeds
Handbook on Child Support Enforcement
How to Build a Credit History and Establish Credit
How to Dispute Credit Report Errors
How to Right a Wrong
Identity Crisis... What to Do If Your Identity is Stolen
Legal Messenger — The Legal Forms and Contract Expert
Lexington Law: The Most Trusted Credit Report Repair Firm in America
Lexington Law Credit Insider
Paying Final Respects: Your Rights When Buying Funeral Goods & Services
Personal Bankruptcy ... A Brief Description
Planning Your Estate
Privacy Choices for Your Personal Financial Informationts
Privacy: Tips for Protecting Your Personal Information
Resolving Consumer Disputes through Mediation and Arbitration
Sample Complaint Letter
Selling Your House: For Sale By Owner (FSBO)
Service Contracts
Small Claims Court
Solving Consumer Problems
Standard Legal's Do-It-Yourself Software Kits
State, County and City Government Consumer Protection Offices
The Accurate Credit Transactions Act Provides for an Annual Credit Report
The Cooling-Off Rule
The Credit Practices Rule ... Fast facts!
The Fair Credit Reporting Act (FCRA)
The Real Estate Settlement Procedures Act
Truth in Leasing
Unsolicited Mail, Telemarketing and Email: Where to Go to "Just Say No"
Vehicle Repossession
What is Personal Property?
What is "Pretexting"? What does it have to do with identity theft
What is Real Property?
You Make the Call: The FTC's New Telemarketing Sales Rule
Your Right to Federal Records thru the Freedom of Information Act & Privacy Act
900 Numbers: FTC Rule Helps Consumers
A Summary of the United States Bankruptcy Code
A Summary of Your Credit and Consumer Rights
A Summary of Your Rights under the Equal Credit Opportunity Act
A Summary of Your Rights under the Fair Credit Billing Act
A Summary of Your Rights under the Fair Credit Reporting Act
A Summary of Your Rights under the Fair Debt Collection Practices Act
Complete Text of U.S. Code Relating to Consumer Credit Cost Disclosure
Complete Text of U.S. Code Relating to Consumer Product Warranties
Complete Text of U.S. Code Relating to Credit Repair Organizations
Complete Text of U.S. Code Relating to Electronic Fund Transfers
Complete Text of U.S. Code Relating to Equal Credit Opportunity
Complete Text of U.S. Code Relating to Investment Companies and Advisers
Complete Text of U.S. Code Relating to Restrictions on Garnishment
Complete Text of U.S. Code Relating to Securities and Trust Indentures
Complete Text of U.S. Code Relating to Securities Exchanges
Complete Text of U.S. Code Relating to Securities Investor Protection
Complete Text of U.S. Code Relating to Telemarketing, Fraud & Abuse Prevention
Complete Text of U.S. Code Relating to Telephone Disclosure/Dispute Resolution
Complete Text of U.S. Code Relating to Title 11 — Bankruptcy
Complete Text of U.S. Code Relating to Title 12 — Banks and Banking
Complete Text of U.S. Code Relating to Title 26 — Internal Revenue Code
Complete Text of U.S. Code Relating to the Fair Credit Reporting Act
Complete Text of U.S. Code Relating to the Federal Debt Collection Practices Act
Complete Text of U.S. Code Relating to the Regulation of Insurance
Complete text of U.S. Code In It's Entirety Arranged by TITLE
Information About The Bankruptcy Abuse Prevention and Consumer Protection Act

Credit and Financial Planning Articles

100 Q&A About Buying a New Home!
A Consumer Guide to Interest Rates: Definition
A Consumer Guide to Interest Rates: The Level of Interest Rates
A Consumer Guide to Interest Rates: Different Interest Rates
A Consumer Guide to Interest Rates: Mortgage Rates
A Consumer Guide to Interest Rates: The Fed's Role
A Consumer Guide to Interest Rates: Interest Rates and The Economy
A Consumer Guide to Interest Rates: Interest Calculations
A Consumer’s Guide to Mortgage Lock-Ins
A Glossary of Financial and Real Estate Terms
Accounts Payable: What You Owe
Advance-Fee Loan Scams: Easy  Cash Offers Teach Hard Lessons
Applying for a Loan? Start by Ordering Your Credit Report
Auto Loans: Take Control of the Financing Before You Take Control of the Wheel
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Bad Checks: Bad News for Your Check Record
Borrower Beware: How to Avoid Fraudulent or Deceptive Deals
Buying Your Home: Settlement Costs and Helpful Information
Buying, Giving, and Using Gift Cards
Call the Credit Bureaus to Limit Unsolicited Offers
Cancellation of Private Mortgage Insurance: Federal Law May Save You Hundreds
Charge-offs: How it Relates to Consumers and Steps to Prevent it
Choosing A Credit Card: The Deal is in the Disclosures
Choosing and Using Credit Cards
Collateral (Securing a Debt Obligation)
Collection Agencies
Comparison Shopping For Credit: – The Card You Pick Can Save You Money
Consumer Handbook on Adjustable-Rate Mortgages
Consumer Handbook to Credit Protection Laws
Cosigning a Loan
Credit and Divorce
Credit and Older Americans
Credit & Charge Cards: What You Should Know about the Cost & Terms of Credit
Credit, ATM and Debit Cards: What to do if They're Lost or Stolen
Credit Billing Errors
Credit Card Blocking
Credit Card Loss Protection Offers: They're the Real Steal
Credit Insurance: Is It for You?
Credit Matters – A Primer on Credit Card Use
Credit Scoring
Can Consumers Fight Back Against Credit Fraud?
Credit Fixing: Correcting Consumer Credit Information
Credit History 101: The ABCs of Credit Reports and Credit Scores
Credit Risk versus Creditworthiness
Debt Consolidation ... Do You Know the Facts?
Deceptive Mortgage Ads: What They Say; What They Leave Out
Default: Failing To Meet Your Legal Obligations
Defend: Recover From Identity Thief
Description of Various Business Loans, Requirements and Who Should Apply
Do Credit Inquiries Affect Your Credit Score?
Don't Fall for Credit-Related Scams
Easy Credit? Not So Fast: The Truth About Advance-Fee Loan Scams
Electronic Banking
Excerpt from Give Yourself Credit: Creditor Direct Strategies
Facts About Federal Credit Unions
Fair and Accurate Credit Transactions Act
Federal Laws Protecting You and Your Credit Files
Financing a Small Business: Saving Money to Help Your Company Grow
Foreclosure Rescue Scams: Potential Stress for Homeowners in Distress
Funds for Handyman-Specials and Fixer-Uppers
Getting a Loan: Your Home as Security
Getting Credit When You're Over 62
Glossary of Financing and Credit Terms
Glossary of Mortgage and Real Estate Terms
Gold and Platinum Cards
Guidelines for Payday Lending
High-Rate, High-Fee Loans: Section 32 Mortgages
Home Buyer’s Vocabulary
Home Buying Guide
Home Equity Credit Lines
Home Equity Loans: The Three-Day Cancellation Rule
Home Equity Scams: Borrowers Beware!
Home Financing Primer
Home Loans: How to Keep Costs from Going Through the Roof
Home Mortgages: Understanding the Process and Your Right to Fair Lending
How Bad Credit Affects You
How Important is Your Credit Report When Applying for Credit?
How to Build a Credit History and Establish Credit
How to Buy a Home with a Low Down Payment
How to Manage Your Mortgage If Your Lender Closes or Files for Bankruptcy
How to Right a Wrong HUD-Rehab a Home with HUD's 203(k)
Interest-Only Mortgage Payments & Payment-Option ARMS — Are They For You?
Layaway Purchase Plans
Lien (Non-Possessory Security Interests)
Liquidation (Winding-up or Dissolution)
Looking for the Best Mortgage: Shop, Compare, Negotiate!
Lost or Stolen Credit and ATM Cards
Mortgage Discrimination
Mortgage Preparation Tips
Mortgage Servicing
Mortgage Servicing: Making Sure Your Payments Count
Need a Loan? Think Twice About Using Your Home as Collateral
Paying for College ... the Smart Way
Private Mortgage Insurance (PMI) — New Law Requires Lenders to Cancel PMI
Putting Your Home on the Loan Line is a Risky Business
Refinancing Your Home
Resolving Consumer Disputes Through Mediation and Arbitration
Reverse Mortgages
Reverse Mortgages: Cashing In On Home Ownership
Reverse Mortgages: Get the Facts Before Cashing in on Your Home's Equity
Second Mortgage Financing
Secured Credit Card Marketing Scams
Security Interest (Property Interest Created by Agreement)
Shopping by Phone or Mail
Shopping for a Home Equity Loan?
Shopping For a Mortgage? Your Application May Trigger Competing Offers
Student Loans: Avoiding Deceptive Offers
Taking Charge of Your Credit Cards
The Cooling-Off Rule
The Credit Practices Rule ... Fast facts!
Time and Time Again: Buying and Selling Timeshares and Vacation Plans
Top 5 Credit Misconceptions
Truth in Leasing
Understanding Vehicle Financing
Using Ads to Shop for Home Financing
Using Plastic: A Young Adult's Guide to Credit Cards
Utility Credit
Vehicle Repossession
When Your Home is on the Line: What you should know about Home Equity Lines
When You Need Money Fast: Sources of Affordable Cash
Why Has My Credit Application Been Rejected?
Write-Off: Uncollectable Debt
A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Fair Credit Billing Act"
A Summary of Your Rights under the "Fair Credit Reporting Act"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
Complete Text of U.S. Code Relating to "Consumer Credit Cost Disclosure"
Complete Text of U.S. Code Relating to the "Fair Credit Reporting Act"
Complete Text of U.S. Code Relating to "Electronic Fund Transfers"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Complete Text of U.S. Code Relating to "Title 12   –  Banks and Banking"
Books Related to Budgeting
Books Related to Consumer Law
Books Related to Consumer Rights
Books Related to Credit Cards
Books Related to Credit Issues
Books Related to Creditors
Books Related to Foreclosure
Books Related to Legal Issues
Books Related to Mortgages
Books Related to Personal Finance
Software Related to Personal Finance
Videos Related to Credit and Financing
Videos Related to Money Management

Insurance Articles

66 Ways to Save Money
A Consumer Guide: Questions and Answers About Health Insurance
Checkup on Health Insurance Choices
Choosing and Using a Health Plan
Disaster Strikes—Am I Covered?
FAQs About COBRA Continuation Health Coverage
Filing A Claim For Your Health Or Disability Benefits
Get the Most for Your Auto Insurance Dollar
Glossary of Insurance Terms
Guide to Disability Income Insurance
Guide to Health Insurance
Guide to Long-Term Care (LTC) Insurance
Guide to Managed Care
Guide to Single Family Home Mortgage Insurance
Homeowner's Insurance: Insuring Your Property and Household
How to File a Claim for Your Pension, Health, or Other Benefits
HUD-Rehab a Home with HUD's 203(k)
List of State Insurance Regulators
Making Your Home Safe from Fire and Carbon Monoxide
Medical Discount Plans: They're Not Health Insurance
Mortgage Insurance – How to Buy a Home with a Low Down Payment
Mortgage Insurance for 1- to 4 Family Homes
Nine Ways to Lower Your Auto Insurance Costs
Planning Your Estate
Prescreened Offers of Credit and Insurance
Private Mortgage Insurance (PMI) — New Law Requires Lenders to Cancel PMI
Quick Tips—When Getting a Prescription
Rental Car Insurance Tips for Vacationers
Renter's Insurance
Top 10 Ways to Make Your Health Benefits Work for You
The Health Insurance Portability and Accountability Act
Traveling Overseas? Do You Have Travel Insurance?
Twelve Ways to Lower Your Homeowner Insurance Costs
Types of Insurances
What You Should Know About Buying Life Insurance
Complete Text of U.S. Code Relating to "Regulation of Insurance"

Glossary of Financial & Real Estate Terms

Index of Terms  |  Complete Listing of Terms

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