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Banking, Investing and Financial Services

About Bond Funds and Income Funds
About Closed-End Funds
About Convertible Securities
About Corporate Bonds
About Hedge Funds
About Index Funds
About Investment Companies
About Market Indices
About Money Market Funds
About Mortgage-Backed Securities
About Municipal Bonds
About Mutual Fund Fees
About Savings Bonds
About Stock Funds and Equity Funds
About Unit Investment Trusts (UITs)
About Zero Coupon Bonds
A Consumer Guide to Interest Rates: Definition
A Consumer Guide to Interest Rates: The Level of Interest Rates
A Consumer Guide to Interest Rates: Different Interest Rates
A Consumer Guide to Interest Rates: Mortgage Rates
A Consumer Guide to Interest Rates: The Fed's Role
A Consumer Guide to Interest Rates: Interest Rates and The Economy
A Consumer Guide to Interest Rates: Interest Calculations
A Consumer’s Guide to Mortgage Lock-Ins
A Consumer’s Guide to the Expanding Uses of ATM Cards
A Desktop Guide To SSI Eligibility Requirements
A Roadmap to Start Your Journey to Financial Securit
Applying for a Loan? Start With Your Credit Report!
Avoiding Credit and Charge Card Fraud
Buying Your Home: Settlement Costs and Helpful Information
Certificates of Deposit: Tips for Savers
Charge-offs: How It Relates to Consumers and Steps to Prevent It
Choosing and Using Credit Cards
Cold Calling: An Investor's Alert
Consumer Handbook to Credit Protection Laws
Cosigning a Loan
Credit and Divorce
Credit Billing Errors
Credit Card Blocking
Credit Matters – A Primer on Credit Card Use
Credit Scoring
Debt Consolidation ... Do You Know the Facts?
Easy Credit? Not So Fast: The Truth About Advance-Fee Loan Scams
Electronic Banking Services and High-Tech Banking
Electronic Check Conversion: When Your Check is Not a Check
Establishing a Trust Fund
Financial Fraud and Theft: How to Protect Yourself
Financial Readiness: As Critical as Fully Charged Batteries
Five Things You Should Know About Checks and Checking Accounts
FREE Budget Programs - Download within minutes!
Funds for Handyman-Specials and Fixer-Uppers
Getting a Loan: Your Home as Security
Getting Credit When You’re Over 62
Glossary of FinanciaI and Real Estate Terms
Gold and Platinum Cards
High-Rate, High-Fee Loans: Section 32 Mortgages
Home Equity Credit Lines
Home Equity Loans: The Three-Day Cancellation Rule
Home Equity Scams: Borrowers Beware!
Home Buyer’s Vocabulary
Home Buying Guide
Home Financing Primer
How Important is Your Credit Report when Applying for Credit?
How to Buy a Home with a Low Down Payment
How to File a Claim for Your Pension, Health, or Other Benefits
How to Right a Wrong
How You Earn Social Security Credits
How Your Retirement Benefit Is Figured
HUD-Rehab a Home with HUD's 203(k)
Identity Crisis... What to Do If Your Identity is Stolen
I Bonds Investor's Guide
Invest Wisely — Advice From Your Securities Industry Regulators
Invest Wisely: Mutual Funds
Looking for the Best Mortgage: Shop, Compare and Negotiate
Making Sense of Savings
Mortgage Discrimination
Mortgage Servicing
Mutual Fund Investing: Look at More Than a Mutual Fund's Performance.
Online Investment Opportunities: 'Net Profit or 'Net Gloss?
Planning for Financial Independence in Later Life
Planning Your Estate
Proctecting Yourself From Overdraft Fees & Bounced Check Fees
Questions You Should Ask About Your Investments
Refinancing Your Home
Retirement Benefits
Reverse Mortgages
Second Mortgage Financing
Secured Credit Card Marketing Scams
State, County and City Government Consumer Protection Offices
Social Security: “A Snapshot”
Social Security — If You're Self-Employed
Social Security and Today’s Woman
Stock Market Fraud "Survivor" Checklist
Supplemental Security Income
Taking Stock: Getting Your Fiscal Act Together
Tips for Safe Banking Over the Internet
Top 10 Lines From Fraudulent Investment Promoters
Top Ten Ways to Beat the Clock and Prepare for Retirement
Top 10 Ways To Prepare For Retirement
The Credit Practices Rule ... Fast facts!
The Cooling-Off Rule
The Savings Bonds Question and Answer Book
Truth in Leasing
Using Ads to Shop for Home Financing
Utility Credit
U.S. Savings Bonds Investor Information
What You Should Know About Financial Planning
Where Will You Get Your Next Loan? Online Lenders Save You Money
100 Q&A About Buying a New Home!
A Summary of Your "Credit and Your Consumer Rights"
A Summary of Your Rights under the "Equal Credit Opportunity Act"
Complete Text of U.S. Code Relating to "Title 12   –  Banks and Banking"
Complete Text of U.S. Code Relating to "Equal Credit Opportunity"
Complete Text of U.S. Code Relating to "Securities Exchanges"
Complete Text of U.S. Code Relating to "Securities Investor Protection"
Complete Text of U.S. Code Relating to "Securities and Trust Indentures"
Complete Text of U.S. Code Relating to "Invest. Companies and Advisers"
Complete Text of U.S. Code Relating to "Regulation of Insurance"
Books Related to Banking
Books Related to Credit
Books Related to Credit Cards
Books Related to Creditors
Books Related to Corporate Finance
Books Related to Estate Planning
Books Related to FHA
Books Related to Financial Planning
Books Related to Financial Aid
Books Related to Financing Issues
Books Related to Foreclosure
Books Related to Grants
Books Related to Home Financing
Books Related to HUD
Books Related to Investing
Books Related to Mortgages
Books Related to Mutual Funds
Books Related to Personal Finance
Books Related to Retirement
Books Related to Refinancing
Books Related to Saving Money
Books Related to Social Security
Books Related to Stocks & Bonds
Books Related to Student Loans
Books Related to Trusts
Books Related to VA Loans
Books Related to Venture Capital
Books Related to Wall Street
Educational Videos Related to Real Estate
Educational Videos Related to Retirement
Educational Videos Related to Social Security
Educational Videos Related to Investment
Educational Videos Related to Credit & Financing
Software Relating to Personal Finance
Software Relating to Investment & Financial Planning

The IRS, Taxes and Tax Services

About Business Expenses
About Estate Taxes
About Self-Employment Tax
Abusive Home-Based Business Tax Schemes
Borrowing to Pay Taxes Could Cost Less Than an Installment Agreement
Do You Qualify for an Offer in Compromise
Frequently Asked Questions For Past Due Return Filers
Frequently Asked Questions on Estate Taxes
Frequently Asked Questions on Gift Taxes
Getting Free IRS Tax Help
How to File an Offer in Compromise
How You Earn Social Security Credits
How Your Retirement Benefit Is Figured
Individual Taxpayer Identification Number (ITIN)
Information Required to Prepare a Return
IRS Forms and Publications
IRS State Government Web Sites For Businesses
IRS Tax Payment Options: Ways To Make a Payment
Is Your Venture a Business or Hobby?
Items That Can Help Reduce the Amount of Tax You Owe
Need a Copy of Your Tax Return Information?
Preparing Forms for Filing Your Past Due Returns
Social Security — A Snapshot
Social Security — If You're Self-Employed
Supplemental Security Income
Tax Counseling for the Elderly
Tax Interactive: Understanding Taxes
The Credit Process: A Guide For Small Business Owners
Type of Business: Corporation
Type of Business: General Partnership
Type of Business: Limited Liability Company
Type of Business: Sole Proprietorship
What is an Offer in Compromise
What You Must Know Before You File an Offer in Compromise
When Do IRS Penalties and Interest Apply?
Who Is Considered Self-Employed?
Books Related to Taxes
Books Related to the IRS
Books Related to Personal Finance
Software Related to Federal and State Taxes
Software Related to Personal Finance
Videos Related to Taxes and the IRS
Videos Related to Money Management

Consumer Handbook To
Credit Protection Laws

100 Q & A About Buying a New Home

Introductory Letter
Getting Started
Finding Your Home
You've Found It
General Financing Questions: The Basics
First Steps
Finding the Right Loan For You
How Can HUD and the FHA Help Me Become a Homeowner?
Mortgage Insurance
FHA Products
HUD Home Scorecard

Buying Your Home:
Settlement Cost and Information

Buying & Financing A Home
Role of the Real Estate Broker
Selecting an Attorney
Terms of the Agreement of Sale
Shopping For a Loan
Selecting a Settlement Agent
Securing Title Services
RESPA Disclosures
Processing Your Loan Application
RESPA Protection Against Illegal Referral Fees
Your Right to File Complaints
Specific Settlement Costs
Calculating the Amount You Need At Settlement
Adjustments To Costs Shared By Buyer and Seller
Adjustments To Costs Shared By Buyer and Seller
UD-1 Settlement Statement
Table of Contents

How To Buy A Home
With A Low Down Payment

How To Buy A Home With A Low Down Payment:
What Makes Low Down Payment Loans Possible?
Qualifying For A Low Down Payment Loan
Worksheet: Evaluating Your Financial Resources

The Mortgage Manager —
Bi-Weekly Mortgage Reduction

The Mortgage Manager: Bi-Weekly Mortgage Reduction
The Mortgage Manager: Frequently Asked Questions
How Much Can You Save With The Mortgage Manager?
Download The Mortgage Manager Now

Handbook on Child Support Enforcement

Handbook on Child Support Enforcement
Introduction: How To Apply For Child Support Enforcement Services.
Finding The Noncustodial Parent
Establishing Fatherhood: Paternity
Establishing The Support Order: Obligation
Enforcing The Support Order: Enforcement
Working Across State Lines: Interstate Cooperation
Child Support Enforcement For Native American Children

United States Code
Consumer Credit Protection Subchapter II — Restrictions On Garnishment

Sec. 1671  Congressional Findings and Declaration of Purpose
Sec. 1672  Definitions
Sec. 1673  Restriction on Garnishment
Sec. 1674  Restriction on discharge from Employment by Garnishment
Sec. 1675  Exemption for State-Regulated Garnishments
Sec. 1676  Enforcement by Secretary of Labor
Sec. 1677  Effect on State laws

United States Code
Consumer Credit Protection Subchapter iV Equal Credit Opportunity

Subchapter iV — Equal Credit Opportunity
Sec. 1691 Scope of Prohibition
Sec. 1691a Definitions; Rules Of Construction
Sec. 169b1 Promulgation of Regulations by Board
Sec. 1691c Administrative Enforcement
Sec. 1691c-1 Incentives For Self-testing and Self-correction
Sec. 1691d Applicability of Other Laws
Sec. 1691e Civil Liability
Sec. 1691f Annual Reports to Congress; Contents

United States Code
Fair Credit Reporting Act

United States Code
Consumer Credit Protection Subchapter IV Credit Repair Organizations

INDEX    Credit Repair Organizations
Sec. 1679 Findings and purposes
Sec. 1679a Definitions
Sec. 1679b Prohibited practices
Sec. 1679c Disclosures
Sec. 1679d Credit repair organizations contracts
Sec. 1679e Right to cancel contract
Sec. 1679f Noncompliance with this subchapter
Sec. 1679g Civil liability
Sec. 1679h Administrative enforcement
Sec. 1679i Statute of limitations
Sec. 1679j Relation to State law

Complete Text of the United States Code

Title 01 General Provisions
Title 02 The Congress
Title 03 The President
Title 04 Flag and Seal, Seat of Government and the States
Title 05 Government Organization and Employees
Title 05 Government Organization and Employees — Appendix
Title 06 Domestic Security
Title 07 Agriculture
Title 08 Aliens and Nationality
Title 09 Arbitration
Title 10 Armed Forces
Title 10 Armed Forces — Appendix
Title 11 Bankruptcy
Title 11 Bankruptcy — Appendix
Title 12 Banks and Banking
Title 13 Census
Title 14 Coast Guard
Title 15 Commerce and Trade
Title 16 Conservation
Title 17 Copyrights
Title 18 Crimes and Criminal Procedure
Title 18 Crimes and Criminal Procedure — Appendix
Title 19 Customs Duties
Title 20 Education
Title 21 Food and Drugs
Title 22 Foreign Relations and Intercourse
Title 23 Highways
Title 24 Hospitals and Asylums
Title 25 Indians
Title 26 Internal Revenue Code
Title 26 Internal Revenue Code — Appendix
Title 27 Intoxicating Liquors
Title 28 Judiciary and Judicial Procedure
Title 28 Judiciary and Judicial Procedure — Appendix
Title 29 Labor
Title 30 Mineral Lands and Mining
Title 31 Money and Finance
Title 32 National Guard
Title 33 Navigation and Navigable Waters
Title 34 Navy (repealed)
Title 35 Patents
Title 36 Patriotic Societies and Observances
Title 37 Pay and Allowances of the Uniformed Services
Title 38 Veterans' Benefits
Title 38 Veterans' Benefits — Appendix
Title 39 Postal Service
Title 40 Public Buildings, Property and Works
Title 41 Public Contracts
Title 42 The Public Health and Welfare — Part 1
Title 42 The Public Health and Welfare — Part 2
Title 43 Public Lands
Title 44 Public Printing and Documents
Title 45 Railroads
Title 46 Shipping
Title 46 Shipping — Appendix
Title 47 Telegraphs, Telephones and Radiotelegraphs
Title 48 Territories and Insular Possessions
Title 49 Transportation
Title 50 War and National Defense
Title 50 War and National Defense — Appendix

Get the Facts on Saving and Investings

Get the Facts on Saving and Investing
You Can Do It! It s Easier Than You Think.
What Are Your Thoughts on Saving and Investing?
Your First Step: Making a Financial Plan
Know Your Current Financial Situation
Know Your Income and Expenses
Making Money Grow
The Differences Between Saving and Investing Saving
What are investments all about?
Why Some Investments Make Money and Others Don't
Ask Questions!
What If I Have a Problem?

Health and Beauty Resource Center

Beware of Buying Diagnostic Tests From the Internet
Beware of Counterfeit Drugs From Internet Sellers
Beware of Indoor Tanning
Beware of Online Cancer Fraud
Brain Attack: A Look at Stroke Prevention and Treatment
Buying Contact Lenses
Frequently Asked QuestionsAbout Counterfeit Drugs
Frequently Asked Questions About Generic Drugs
Frequently Asked Questions About Prescription Drugs Sales Online
Guide to Managed Care
Health Spas: Exercise Your Rights
How to Keep Your Heart Healthy
Layaway Purchase Plans
Medical Discount Plans: They're Not Health Insurance
Medicare & You!
Medicare Savings for Qualified Beneficiaries
Pump Fiction: Tips for Buying Exercise Equipment
Relief for Joint Aches: As Easy as 1-2-3
Setting Goals for Weight Loss
Shopping by Phone or Mail
The Advantages and Pitfalls of Buying Medical Devices Online
The Possible Dangers of Buying Medicine Online
Weighing the Evidence in Diet Ads
What You Should Know About Buying Life Insurance
Check out our selection of Cosmetic and Beauty Videos
Check out our selection of Exercise Videos
Check out our selection of Fashion Videos
Check out our selection of Fitness Videos
Check out our selection of Health and Medicine Videos
Check out our Selection of Health and Fitness Magazines

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All About Mortgages
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Chef on a Shoestring
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The Credit Repair Kit
Debt Free: The National Bankruptcy Kit
The Debtor's Guide To Dumping Collection Agencies
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Cash Now: The Uncommon Sense Guide To Raising Cash Fast and Rapid Debt Reduction
Personal Finance For Dummies
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Fresh Start: The Authoritative Guide To Consumer Credit Repair
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Rich Dad's Guide To Investing
How To Use The Law To Instantly Stop Creditor Harassment
Complete Guide of Health Services For Seniors
The Best Home Businesses for the 21st Century
Insurance For Dummies
Bankruptcy: Is it the Right Solution to Your Debt Problems?
101 Law Forms for Personal Use
How To Raise a Family on Less Than Two Incomes!
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Money Troubles: Legal Strategies to Cope With Your Debts
Ordinary People, Extraodinary Wealth
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Road To Debt Freedom TOC
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The Complete Tightward Gazette
How To Borrow Your Way To Wealth
Whistle While You Work
How to Pay Zero Taxes

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Center For Debt Management

Center For Debt Management

The Center For Debt Management

Helping Consumers Save Money and Reduce Debt Is Our Only Business!

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