Debt Solutions & Credit Counseling

We Have Over 20 Years of Experience!
Over 2,000 Pages of Contents on This Site

The Center For Debt Management is recognized as the oldest and most comprehensive debt management agency on the Internet. First established in 1989 we have served the online community since 1992. Our website now has over 2,000 pages of financial information and resources to help consumers to resolve their financial hardship, to get out of debt and to achieve financial independence!

We highly suggest that you bookmark our site now and please come back often as there is way too much material to digest in one sitting.

If you are deep in debt and need immediate professional help now, we recommend that you complete the form on the right side of this page. By requesting a FREE Debt Consultation you will be able to speak to a certified debt counselor who can answers all of your questions and find an appropriate solution to resolve your debt.

Unlike most debt sites that only offer one program and require that you have a minimum of $10,000 of unsecured debt, the certified debt counselor will be able to provide various programs and debt solutions for your particular situation regardless of the amount of your debt. The professional consultation is absolutely free of charge and there is no obligation on your part whatsoever. So please, for your sake and that of your family, complete the form right now.

In addition, you will discover that many debt agencies only serve a limited number of states due to license requirements. The certified debt counselor will be able to assist you regardless of which state you live. Debt programs and solutions are available for all 50 states!

For most consumers burdened with unsecured credit card debt a Debt Management Program is typically the best option to consolidate their debt. Credit card vendors typically offer special programs to card members who are experiencing financial hardship. To learn more about these programs go to our Debt Management sector.

For consumers that are heavily burdened with debt, however, a Debt Settlement Program may be a much better alternative. The procedure is very different than an approved debt management program but the outcome typically results in favorable settlements that can save the debtor a lot amount of hard earned money. A Debt Settlement Program is usually a far better option than filing for bankruptcy, which may be the debtors only other alternative.

And for consumers with home equity and/or other valuable assets, a Debt Consolidation Loan is another option to consider.

There are, however, pros and cons to each of these programs and many factors to consider. This is why you may want to consider applying for a free debt consultation right now. A certified debt professional can help place you in the best program for YOUR situation, or just counsel you—and there is absolutely no obligation.

For most consumers in real need of debt relief, except for receiving help from family or friends, increasing their income, or as a last resort, filing for bankruptcy, the debt solutions listed above are typically their only realistic options to get out of debt!

The Center For Debt Management has helped tens of thousands of consumers get out of debt. Some of these consumers have done so by seeking professional help through the resources that we provide. Others have done so completely on their own using our website for guidance and valuable information.

We invite you to explore our website and hope that we are able to help you to resolve your financial hardship. Please note, however, that we are currently updating our entire site, so until we are able to complete all 2,000 plus pages you will see a mixture of our new pages and our older pages which are formatted completely different.

Thank you for visiting and remember—to get professional one on one personal help—just complete the form at the top of this page. You have nothing to lose—that is—except for your debt!